Money coming in
Add everything you receive — wages, benefits, child support, board.
Add a note
Add a note
Add a note
Essential costs
The bills you must pay each week, fortnight or month.
Add a note
Add a note
Add a note
Add a note
Add a note
Debt and repayments
Loans, credit cards, fines, overdue bills. Tick urgent for anything causing pressure right now.
No debts yet. Add one below if it applies.
Other spending
Day-to-day extras like takeaways, subscriptions, gifts.
Add a note
Add a note
Send this budget summary to Vinnies
Optional — share your details so a mentor can prepare for your appointment.
What to bring to your appointment
Don't worry if you can't find everything — bring what you have.
- Latest bank statement (last 3 months)
- Photo ID
- Work and Income letter or app screenshot
- Rent / mortgage / board details
- Power, gas, water, phone or internet bills
Ready to talk it through?
A free, friendly Vinnies financial mentor can help you understand your options — no judgement, just support.
Book or confirm my appointmentThis calculator is a guide only and does not provide financial advice. A Vinnies financial mentor can help you understand your options. Your information is saved only in this browser unless you choose to send it.
